{"id":620,"date":"2022-11-22T15:03:15","date_gmt":"2022-11-22T15:03:15","guid":{"rendered":"https:\/\/trust-deed.co.uk\/?p=620"},"modified":"2026-02-12T12:01:58","modified_gmt":"2026-02-12T12:01:58","slug":"other-sources-of-help","status":"publish","type":"post","link":"https:\/\/mull.xthost.co.uk\/trustdeed\/other-sources-of-help\/","title":{"rendered":"Other Sources Of Help"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>The Money Advice Service<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.moneyadviceservice.org.uk\/en\/tools\/debt-advice-locator\" target=\"_blank\" rel=\"noreferrer noopener\">Money Advice Service<\/a> can connect you with free sources of debt counselling, debt adjusting, and credit information services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tel: <a href=\"tel:08001387777\">0800 138 7777<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Citizens Advice Scotland<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can access local debt and money help via <a href=\"https:\/\/www.cas.org.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\">Citizens Advice Scotland<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tel: <a href=\"tel:08000281456\">0800 028 1456<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The Accountant in Bankruptcy<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.aib.gov.uk\/about-aib\/contact-us\" target=\"_blank\" rel=\"noreferrer noopener\">Accountant in Bankruptcy<\/a> oversees formal debt solutions in Scotland. It does not directly provide debt advice services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Its role includes maintaining the public registers of:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/mull.xthost.co.uk\/trustdeed\/debt-solutions\/protected-trust-deed\/\" data-type=\"page\" data-id=\"63\">Protected Trust Deeds<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/debt-solutions\/bankruptcy\/\" data-type=\"page\">Bankruptcy<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/debt-solutions\/debt-arrangement-scheme\/\" data-type=\"page\">Debt Arrangement Schemes<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The AIB may be able to help if you need information or records related to debt solutions completed in the past.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tel: <a href=\"tel:+443002002600\">0300 200 2600<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Insolvency Practitioner Complaints<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You should initially inform your trustee if you have a complaint about their services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If this complaint isn\u2019t resolved to your satisfaction you can then escalate it to your trustee\u2019s professional regulatory body. Complaints can be submitted via the <a href=\"https:\/\/www.gov.uk\/complain-about-insolvency-practitioner\" target=\"_blank\" rel=\"noreferrer noopener\">Insolvency Practitioner Complaints Gateway<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Debt Advice &amp; Debt Management Complaints<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Debt advisers and&nbsp;<a href=\"\/debt-solutions\/debt-management-plan\/\" data-type=\"page\">debt management plan<\/a>&nbsp;providers must be authorised and regulated by the Financial Conduct Authority.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you have a complaint about an FCA regulated debt adviser or debt management plan provider you should initially notify the firm itself.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If this complaint isn\u2019t resolved to your satisfaction you can then escalate it to the <a href=\"https:\/\/www.financial-ombudsman.org.uk\/consumers\/how-to-complain\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Ombudsman Service<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tel: <a href=\"tel:+443001239123\">0300 123 9123<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Free Credit Reports<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are three main credit reference agencies in the UK. The content of the reports that they each provide may be different.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You don\u2019t need to pay to access your credit reports. Free reports from each of the three main credit reference agencies are available at:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <a href=\"https:\/\/www.moneysavingexpert.com\/creditclub\/\" target=\"_blank\" rel=\"noreferrer noopener\">Experian<\/a> (via MoneySavingExpert.com)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <a href=\"https:\/\/www.clearscore.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Equifax<\/a> (via ClearScore)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <a href=\"https:\/\/www.creditkarma.co.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\">TransUnion<\/a> (via Credit Karma)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Repair Credit Rating After A Debt Solution<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many people want to improve their credit score after completing a debt solution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our guide to&nbsp;<a href=\"\/debt-solutions\/repairing-your-credit-rating\/\" data-type=\"page\">trust deeds and your credit rating<\/a>&nbsp;may assist you with this process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also ask credit file questions and get expert answers in our online debt forum.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>trust-deed.local\/ Debt Advice<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For debt advice enquiries you can call our advice team on <a href=\"tel:+441418486353\">0141 848 6353<\/a> or <a href=\"tel:+448000029899\">0800 002 9899<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For questions about current debt solutions, or debt solutions that you have completed, you can use our website\u2019s online <a href=\"\/forum\">debt questions forum<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Money Advice Service The Money Advice Service can connect you with free sources of debt counselling, debt adjusting, and credit information services. Tel: 0800 138 7777 Citizens Advice Scotland You can access local debt and money help via Citizens Advice Scotland. Tel: 0800 028 1456 The Accountant in Bankruptcy The Accountant in Bankruptcy oversees [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-620","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/posts\/620","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/comments?post=620"}],"version-history":[{"count":1,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/posts\/620\/revisions"}],"predecessor-version":[{"id":1400,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/posts\/620\/revisions\/1400"}],"wp:attachment":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/media?parent=620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/categories?post=620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/tags?post=620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}