{"id":19,"date":"2026-01-13T10:53:27","date_gmt":"2026-01-13T10:53:27","guid":{"rendered":"https:\/\/mull.xthost.co.uk\/trustdeed\/?page_id=19"},"modified":"2026-02-05T13:01:16","modified_gmt":"2026-02-05T13:01:16","slug":"about","status":"publish","type":"page","link":"https:\/\/mull.xthost.co.uk\/trustdeed\/about\/","title":{"rendered":"About"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Helping Scots with Debt Since 2007<\/h2>\n\n\n\n<p>Trust-Deed.co.uk launched in 2007 as a a forum community where anyone could communicate directly with debt advice experts. 1000s of members have asked many 1000s of questions in our&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/forum.trust-deed.co.uk\/forum\/forum.asp?FORUM_ID=1\" target=\"_blank\">trust deed&nbsp;<\/a><a href=\"https:\/\/trust-deed.co.uk\/forum\" target=\"_blank\" rel=\"noreferrer noopener\">forum<\/a>.<\/p>\n\n\n\n<p>Our forum also enables people to share their personal experiences and offer other members some support during worrying times.<\/p>\n\n\n\n<p>Our expert advisers have directly helped 1000s of enquirers who have&nbsp;<a href=\"https:\/\/trust-deed.co.uk\/contact\/\">contacted<\/a><a href=\"https:\/\/trust-deed.co.uk\/contact\/\">&nbsp;us<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Our Expertise<\/h2>\n\n\n\n<p>If you contact our debt advice team, you\u2019ll speak with a fully qualified debt adviser, giving you confidence and trust over the advice we provide..<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mull.xthost.co.uk\/trustdeed\/contributors\/kevin-mapstone\/\" data-type=\"contributors\" data-id=\"321\">Kevin\u00a0Mapstone<\/a>\u00a0\u2013 A fully qualified and practising Insolvency Practitioner.<\/li>\n\n\n\n<li><a href=\"https:\/\/trust-deed.co.uk\/debt-solutions\/about-our-experts\/\">Paul McDougall<\/a>&nbsp;\u2013 An experienced Insolvency professional who passed the Personal Insolvency Practitioner Exams in 2018.<\/li>\n<\/ul>\n\n\n\n<p>We don\u2019t just provide advice about&nbsp;<a href=\"https:\/\/trust-deed.co.uk\/debt-solutions\/protected-trust-deed\/\">protected trust deeds<\/a>&nbsp;in Scotland. We\u2019re equally qualified and able to assist you with other types of debt solutions including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/trust-deed.co.uk\/debt-solutions\/bankruptcy\/\">Scottish bankruptcy<\/a>&nbsp;(sequestration)<\/li>\n\n\n\n<li><a href=\"https:\/\/trust-deed.co.uk\/debt-solutions\/debt-arrangement-scheme\/\">Debt arrangement Schemes<\/a>&nbsp;(DAS)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Citations and Endorsments<\/h2>\n\n\n\n<p>Trust-Deed.co.uk is often cited as a trustworthy and authoritative source of expert Scottish debt advice and information.<\/p>\n\n\n\n<p>You can find citations and references to our work on trusted websites including&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/forums.moneysavingexpert.com\/showthread.php?t=5895858\" target=\"_blank\">Money Saving Expert<\/a>,&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.mumsnet.com\/Talk\/legal_money_matters\/1407268-Looking-for-advice-on-debt-and-future-DMP\" target=\"_blank\">Mumsnet<\/a>,&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/legalbeagles.info\/forums\/forum\/money-debt\/general-money-debt-issues\/76064-claiming-ppi-after-being-discharged-from-trust-deed\" target=\"_blank\">Legal Beagles<\/a>,&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/beatmydebt.com\/news-articles\/what-is-the-creditor-reaction-to-debt-management-solutions\" target=\"_blank\">Beat My Debt<\/a>,&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.iva.co.uk\/forum\/finished-trust-deed-with-credit-fix-who-now-tell-me-i-have-to-pay-for-another-24-months-t72419\" target=\"_blank\">IVA.co.uk<\/a>, and&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.payplan.com\/debt_questions\/debt_forum\/viewtopic.php?f=7&amp;t=39093\" target=\"_blank\">Payplan<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who Operates this Website?<\/h2>\n\n\n\n<p><a rel=\"noreferrer noopener\" href=\"https:\/\/find-and-update.company-information.service.gov.uk\/company\/SC533818\" target=\"_blank\">AMI Financial Solutions Limited<\/a>&nbsp;owns and operates Trust-Deed.co.uk. We are fully authorised and regulated by the Financial Conduct Authority to provide debt counselling and debt adjusting services. You can check our regulatory status and contact information on the&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/register.fca.org.uk\/s\/firm?id=001b000003taCqoAAE\" target=\"_blank\">Financial Services Register<\/a>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>We are located at: 1 Ravenstone Drive, Glasgow, G46 6AL.<\/li>\n\n\n\n<li>You can call us on either&nbsp;<a href=\"tel:01418486353\">0141 848 6353<\/a>.<\/li>\n\n\n\n<li>You can also contact us via our&nbsp;<a href=\"https:\/\/trust-deed.co.uk\/contact\/\">web enquiry form<\/a>.<\/li>\n<\/ul>\n\n\n\n<p>We are also&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/ico.org.uk\/ESDWebPages\/Entry\/Z1657982\" target=\"_blank\">registered with the Information Commissioner<\/a>&nbsp;for data protection purposes.<\/p>\n\n\n\n<p>Our regulatory compliance is the personal responsibility of&nbsp;<a href=\"https:\/\/register.fca.org.uk\/s\/individual?id=003b000001lEXQmAAO\" target=\"_blank\" rel=\"noreferrer noopener\">Mr Paul Padaruth<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">History and Milestones<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Following the launch in 2007, the website\u2019s popularity grew quickly.<\/li>\n\n\n\n<li>In 2009&nbsp;<a href=\"https:\/\/trust-deed.co.uk\/debt-solutions\/about-our-experts\/\">Kevin Mapstone<\/a>&nbsp;joined our team of experts. He remains on our panel of external experts.<\/li>\n\n\n\n<li>In 2010 we conducted a unique survey of our website\u2019s visitors. The survey focussed on protected trust deeds and debt advice in Scotland more generally. The (sometimes shocking) results of the 2010 survey were featured in&nbsp;<a href=\"https:\/\/www.pressreader.com\/uk\/the-herald-1130\/20101013\/282342561197381\" target=\"_blank\" rel=\"noreferrer noopener\">The Herald<\/a>. They were also included in a presentation to the Scottish insolvency industry by the President of&nbsp;<a href=\"https:\/\/www.r3.org.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\">R3<\/a>&nbsp;(an association of insolvency professionals).<\/li>\n\n\n\n<li>In 2012 we commissioned an independent survey of our visitors about the forthcoming Bankruptcy Law Reforms in Scotland. You can read the revealing full results&nbsp;<a href=\"https:\/\/trust-deed.co.uk\/wp-content\/uploads\/2022\/11\/2012SurveyFullReport.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>&nbsp;(PDF) and the executive summary&nbsp;<a href=\"https:\/\/trust-deed.co.uk\/wp-content\/uploads\/2022\/11\/2012SurveyExecutiveSummary.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>&nbsp;(PDF).<\/li>\n\n\n\n<li>96% of Trust-Deed.co.uk users participating in this survey reported satisfaction with Trust-Deed.co.uk. More than 50% of our users rated our website as \u201cexcellent\u201d.<\/li>\n\n\n\n<li>In 2011 we joined&nbsp;<a href=\"https:\/\/twitter.com\/trustdeedforums\" target=\"_blank\" rel=\"noreferrer noopener\">Twitter<\/a>. We also contributed to the House of Commons Business, Innovation and Skills Committee\u2019s&nbsp;<a href=\"https:\/\/publications.parliament.uk\/pa\/cm201012\/cmselect\/cmbis\/writev\/1649\/1649.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">investigation into debt managemen<\/a>t.<\/li>\n\n\n\n<li>2015 and 2016 were a period of change for the UK\u2019s debt advice industry. Our new regulator, the Financial Conduct Authority, worked hard to improve standards of debt advice throughout the UK. Trust-Deed.co.uk successfully secured authorisation to continue offering debt advisory services.<\/li>\n\n\n\n<li>In 2019&nbsp;<a href=\"https:\/\/trust-deed.co.uk\/debt-solutions\/about-our-experts\/\">Paul McDougall<\/a>&nbsp;joined our team of external forum experts.<\/li>\n\n\n\n<li>In 2022,&nbsp;<a href=\"https:\/\/amifinancialsolutions.com\/\">AMI Financial Solutions<\/a>&nbsp;took over the ownership and operation of the site. As a trusted, impartial home for information around debt solutions in Scotland, it was important to ensure the continuity of the site, and AMI were in a position to provide this.<\/li>\n\n\n\n<li>In December 2022 the site was entirely rebuilt with a new look and upgraded forum software to improve the user experience.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Helping Scots with Debt Since 2007 Trust-Deed.co.uk launched in 2007 as a a forum community where anyone could communicate directly with debt advice experts. 1000s of members have asked many 1000s of questions in our&nbsp;trust deed&nbsp;forum. Our forum also enables people to share their personal experiences and offer other members some support during worrying times. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-19","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/pages\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":4,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/pages\/19\/revisions"}],"predecessor-version":[{"id":335,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/pages\/19\/revisions\/335"}],"wp:attachment":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/media?parent=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}