{"id":1440,"date":"2026-02-12T12:41:12","date_gmt":"2026-02-12T12:41:12","guid":{"rendered":"https:\/\/mull.xthost.co.uk\/trustdeed\/?post_type=contributors&#038;p=1440"},"modified":"2026-02-13T09:50:48","modified_gmt":"2026-02-13T09:50:48","slug":"nick-smith","status":"publish","type":"experts","link":"https:\/\/mull.xthost.co.uk\/trustdeed\/experts\/nick-smith\/","title":{"rendered":"Nick Smith"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Biography<\/h2>\n\n\n\n<p>I\u2019m a JIEB-qualified personal insolvency specialist with extensive experience helping individuals navigate serious debt problems. I started my career as a debt advisor, providing regulated, one-to-one support to people who were struggling to take control of their finances.<\/p>\n\n\n\n<p>After gaining experience on the front line, I launched my own boutique debt advice firm, focusing on delivering high-quality, personalised advice. I worked closely with clients to help them access the right solution for their circumstances, whether that was a Debt Arrangement Scheme (DAS), Trust Deed, or Sequestration.<\/p>\n\n\n\n<p>I now lead the personal insolvency team at Quantuma, where I manage a wide range of complex cases. My role involves overseeing case strategy, ensuring compliance, and maintaining a strong focus on client care.<\/p>\n\n\n\n<p>If you&#8217;re feeling overwhelmed by debt or unsure where to turn, there&#8217;s very little I haven&#8217;t seen before. <\/p>\n\n\n\n<p>I&#8217;m here to provide clear, practical, and non-judgmental advice that helps you move forward with confidence.<br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Biography I\u2019m a JIEB-qualified personal insolvency specialist with extensive experience helping individuals navigate serious debt problems. I started my career as a debt advisor, providing regulated, one-to-one support to people who were struggling to take control of their finances. After gaining experience on the front line, I launched my own boutique debt advice firm, focusing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1441,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"tags":[],"class_list":["post-1440","experts","type-experts","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/experts\/1440","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/experts"}],"about":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/types\/experts"}],"author":[{"embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/comments?post=1440"}],"version-history":[{"count":1,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/experts\/1440\/revisions"}],"predecessor-version":[{"id":1442,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/experts\/1440\/revisions\/1442"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/media\/1441"}],"wp:attachment":[{"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/media?parent=1440"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mull.xthost.co.uk\/trustdeed\/wp-json\/wp\/v2\/tags?post=1440"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}